We are your one-stop shop for the financial management of your business. From small businesses to massive corporations, our team will ensure your business’s finances are handled efficiently and effectively. We will help guide your personal financial strategy through savings, estate planning and much more. Find peace in knowing your finances are working for you to help create a better future for you and your family.

Small Business Accounting – Bank Reconciliations, Statements of Income Generation, General Ledger Maintenance, Balance Sheet Generation and more.

A) We understand the sheer volume of work and worry you are already facing, let us take care of your books for you! We provide monthly or quarterly services including:
1. Bank reconciliations
2. Income statement generation
3. General ledger maintenance
4. Balance sheet generation

B) We can customize packages by adding or subtracting services to fit your specific needs.

C) Reconciling your business checking account each month allows us to keep your bank account and taxes up-to-date. We can help you identify lost deposits, checks and unauthorized wire transactions. We also provide detection efforts to circumvent fraud and embezzlement of your company funds. Proactively and effectively manage your business by reconciling accounts and managing your cash to protect you and your business longevity. We can help make sense of all of this by providing you comprehensive financial and income statements, determining your tax liability and providing you with balance sheets that will help you realize your financial strengths and business capabilities.

D) Balance sheets and income statements are two basic and essential elements in providing financial reporting to potential lenders such as banks, investors and vendors who are considering how much credit to grant you.

E) Maintaining a clean general ledger is integral in organizing your finances. These records are the foundation of your system and every transaction is accounted for in the ledger. Having Destin local professionals review your general ledger system each month allows identification of discrepancies like double billings or other unrecorded payments.

Payroll – Spend more time focusing on your business and let us ensure state and federal payroll requirements are met.

A) State of Florida laws and the IRS have made the simple function of paying employees quite the daunting task for the small business owner. Get back to generating income and let us perform your payroll functions for you. We offer helpful solutions customized to your business’s specific needs. Our professional accountants and consultants are responsive, experienced, objective and proactive.

B) There are numerous upsides of outsourcing your payroll. First and foremost, consider the time it will save you by allowing us take over customizing, updating and maintaining your payroll functions. Share the burden and the worries of calculating and filing your payroll taxes by having professionals do it for you. State of Florida, federal and local payroll tax laws are frequently changing, we have the knowledge and the research staff to allow you to focus on your business’s core competencies.

C) Let our professionals provide you with the comprehensive, user-friendly payroll reports you need to relax and do what you do best—run your business.

CFO Services – Consider our team as your business’s Chief Financial Officer. Let us show you how it can benefit to outsource these responsibilities.

A) Is your business growing to the point of needing professional financial advice but you are not certain you are ready to take on a full-time CFO or controller? If so, we are the perfect fit at a fraction of the cost with our part-time CFO services. This option offers you personalized financial management to help guide your business’s success.

B) We can help improve your understanding of your business finances, thus increasing your control over your entire business. Letting us take the reins on your business’s budget preparation and monitoring, profitability analysis, tax saving strategies, trend analysis and cash management which will give you that much needed extra time to focus on your business’s core functions, new services and new customers.

C) Let us be your liaison with bankers, attorneys, vendors and insurance agents. Take a deep breath and know that our professional team is overseeing, protecting and improving the financial side of your business.

Cash Flow Management – We will plan your cash flow to ensure your needs are met and funds are available as needed.

A) Are you in the Destin, Fort Walton Beach, or Sandestin areas? Let us exponentially improve your cash flow and help you avoid an earth-shattering cash crisis. Our cash management service allows you to gain security and become proactive with all of your cash needs. It is integral to maintain good relationships with creditors and banks, we can prepare a cash flow projection to help you regulate short-term and long-term cash management goals and capital strategies customized to your business’s needs.

B) Get that much needed help obtaining an appropriate line of credit and help gaining the maximum rate of return on your idle cash. We also provide effective cash collection acceleration techniques and effective collection and payment policies. Our professional accountants and consultants are experienced, responsive, objective and proactive.

Business Valuation – How much is your business worth? We can determine an accurate value to ensure you receive every penny you are worth.

A) A solid grasp of your business’s economic value is one of the most important topics to understand as a business owner. Often discretionary, business valuation can likely be an area that requires the most qualified and objective professionals in your corner throughout the process.

B) We understand the complications of negotiating mergers, consideration of new shareholders, shareholder equity, liability dispute resolution, estate planning and marital dissolution. This is the time to hire a Destin-local professional to ensure you come out on top. Our accounting experts offer customized approaches to your business valuation process. We work closely with you to analyze your historical financial data and operations. This knowledge of your business will enable us to provide you with a concise, logical, fully documented and defensible valuation opinion.

Strategic Business Planning – How can your business meet the financial goals you have envisioned? Let’s talk.

A) Your Strategic Business Plan is a key tool in obtaining financing because it helps clarify your business’s path by ensuring that all management and staff are focused on the end game. You may want to implement a strategic plan if you are considering expansion of your organization, products or services or if you are considering starting an entirely new business venture.

B) The Strategic Plan provides a business blueprint, it describes your company, your products, the competitive environment, your management team, your financial health and all the risks associated with your particular business.

C) We can help you develop comprehensive marketing plans which include explanations and justifications of your targeted promotional campaigns, including implementation timelines. This gives you insight on current market conditions, sales potential and the projected outcome of your promotional campaigns.

D) Developing staffing, management and financial plans can help you identify the key players, implementation timelines, startup costs, operating costs and revenue profits of your business.

E) The perspective acquired through your Strategic Business Plan can make a considerable contribution to your company’s overall success, and it can also help you get you the necessary funding you need. We can help arm you with a powerful Strategic Business Plan that will launch your business to the level of success you desire.

New Business Formation – Are you starting a business? We will walk you through the appropriate steps to get you started on the right foot!

A) If you are considering owning your own business in the Destin area, we know you are probably overwhelmed with a mixture of excitement and anxiety. We can help you develop the methodical plan of action required to facilitate your new business’s success. We can also help you avoid some common pitfalls new small business owners often make when starting a new business without professional guidance.

B) Let us help you determine your start-up capital requirements, identify funding sources, prepare your new business plan and clarify your marketing objective, marketing plans and financial needs. We can customize a plan that matches your new business’s objectives by evaluating the accounting approach best suited for you.

C) We can also take the confusion out of:

1. Billing & collection needs
2. Cost control techniques
3. Tax deductions
4. Preparation & filing of necessary business permits
5. Preparation & filing of your application for your Federal Employer Identification Number (FEIN)
6. Payroll questions & concerns
7. State of Florida employment law compliance
8. Business insurance needs

D) Start your business off right by hiring one of our professional accountants or consultants to help you continue dreaming of success while we help you steer your business to prosperity.

Succession Planning – Do you have a plan for the future if something were to happen to your leadership?

A) Owning your own business and considering retirement can flood your mind with questions. Because family dynamics can often be wrought with emotions, hiring a professional team with an objective perspective could be exceedingly advantageous for your succession considerations.

B) Development and implementation of a well-constructed succession plan is integral to the survival of a family business from one generation to another. Whether you are going to keep your business in the family or sell, we can help you consider the advantages and disadvantages of each option.

C) Transitional tax burden considerations also need to be carefully weighed since taxes are generally due upon transfer of ownership. We can help alleviate your stress over these matters by providing competent and professional guidance for all of your succession planning issues and needs.