TESTIMONIALS
REAL REVIEWS FROM HAPPY BLUEPOINT FINANCIAL CUSTOMERS
MATT A.
“I love Luke and his team. They are very responsive and an excellent value for my money. I couldn’t be happier with them.”
JOHNATHAN D.
“Outstanding service. I felt important to the team there at Bluepoint. Looking forward to a great business relationship going forward.”
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TIM C.
“Luke and his team do a great job handling both our business financials / taxes, as well as personal taxes. I highly recommend BluePoint Financial.”
BEN D.
“Always a great experience.”
L.A.S.P.O.
“Luke is amazing! As a new business owner I had NO idea what I was doing… He took so much time to clarify everything and everything I needed to do for this year and plan for next year. I can’t thank you enough for your help and professional service!”
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(850) 460-2222
WHEN EXPERIENCE COUNTS
OUR SERVICES
No Rendering Of Advice
The information contained within this website is provided for informational purposes only and is not intended to substitute for obtaining accounting, tax, or financial advice from a professional accountant Presentation of the information via the Internet is not intended to create, and receipt does not constitute, an accountant-client relationship. Internet subscribers, users and online readers are advised not to act upon this information without seeking the service of a professional accountant. Any U.S. federal tax advice contained in this website is not intended to be used for the purpose of avoiding penalties under U.S. federal tax law
Personal Services
We are your one-stop shop for the financial management of your business. From small businesses to massive corporations, our team will ensure your business’s finances are handled efficiently and effectively. We will help guide your personal financial strategy through savings, estate planning and much more. Find peace in knowing your finances are working for you to help create a better future for you and your family.
A) Estate planning can almost always create an impression of being overly complicated and costly. The list of uncertainties may seem endless. There are state taxes, the American bureaucracy, probate courts, appraisal issues, life insurance, health care concerns, eligibility of heirs, IRAs, 401(k)s, annuities and burial or cremation costs, just to name a few. We can help clarify this complicated information and ensure that you understand your financial and legal rights.
B) We know you probably have numerous questions regarding planning your estate and that planning the future of your estate can seem daunting and exasperating on your own. We provide the qualified help you need to evaluate your unique situation, offering our professional recommendations to help answer your questions and solve your specific obstacles.
We can help alleviate your concerns by:
1. Clearly defining your estate planning goals
2. Evaluating & recommending customized estate planning options
3. Taking care of all of your document needs
4. Reducing your probate costs
5. Lessening death taxes
6. Transferring your estate assets
7. Amending plans
8. Preparing charitable donations
A) We understand that you may need money to grow your business. Let us competently prepare your requests for business loans with professionally customized loan proposals that can help get you the financing you need, from a banker’s perspective. We provide banks with an executive summary that briefly explains the specific purpose of your loans, what the money will be used for and why the financing is required.
B) We gather your pro-forma cash budgets and financial statements to prepare concise information that your banker can easily read and understand. By choosing professional management, you have a local liaison to help validate your financial needs and present your position to your banker.
Business Services
We are your one-stop shop for the financial management of your business. From small businesses to massive corporations, our team will ensure your business’s finances are handled efficiently and effectively. We will help guide your personal financial strategy through savings, estate planning and much more. Find peace in knowing your finances are working for you to help create a better future for you and your family.
Small Business Accounting – Bank Reconciliations, Statements of Income Generation, General Ledger Maintenance, Balance Sheet Generation and more.
A) We understand the sheer volume of work and worry you are already facing, let us take care of your books for you! We provide monthly or quarterly services including:
1. Bank reconciliations
2. Income statement generation
3. General ledger maintenance
4. Balance sheet generation
B) We can customize packages by adding or subtracting services to fit your specific needs.
C) Reconciling your business checking account each month allows us to keep your bank account and taxes up-to-date. We can help you identify lost deposits, checks and unauthorized wire transactions. We also provide detection efforts to circumvent fraud and embezzlement of your company funds. Proactively and effectively manage your business by reconciling accounts and managing your cash to protect you and your business longevity. We can help make sense of all of this by providing you comprehensive financial and income statements, determining your tax liability and providing you with balance sheets that will help you realize your financial strengths and business capabilities.
D) Balance sheets and income statements are two basic and essential elements in providing financial reporting to potential lenders such as banks, investors and vendors who are considering how much credit to grant you.
E) Maintaining a clean general ledger is integral in organizing your finances. These records are the foundation of your system and every transaction is accounted for in the ledger. Having Destin local professionals review your general ledger system each month allows identification of discrepancies like double billings or other unrecorded payments.
Payroll – Spend more time focusing on your business and let us ensure state and federal payroll requirements are met.
A) State of Florida laws and the IRS have made the simple function of paying employees quite the daunting task for the small business owner. Get back to generating income and let us perform your payroll functions for you. We offer helpful solutions customized to your business’s specific needs. Our professional accountants and consultants are responsive, experienced, objective and proactive.
B) There are numerous upsides of outsourcing your payroll. First and foremost, consider the time it will save you by allowing us take over customizing, updating and maintaining your payroll functions. Share the burden and the worries of calculating and filing your payroll taxes by having professionals do it for you. State of Florida, federal and local payroll tax laws are frequently changing, we have the knowledge and the research staff to allow you to focus on your business’s core competencies.
C) Let our professionals provide you with the comprehensive, user-friendly payroll reports you need to relax and do what you do best—run your business.
CFO Services – Consider our team as your business’s Chief Financial Officer. Let us show you how it can benefit to outsource these responsibilities.
A) Is your business growing to the point of needing professional financial advice but you are not certain you are ready to take on a full-time CFO or controller? If so, we are the perfect fit at a fraction of the cost with our part-time CFO services. This option offers you personalized financial management to help guide your business’s success.
B) We can help improve your understanding of your business finances, thus increasing your control over your entire business. Letting us take the reins on your business’s budget preparation and monitoring, profitability analysis, tax saving strategies, trend analysis and cash management which will give you that much needed extra time to focus on your business’s core functions, new services and new customers.
C) Let us be your liaison with bankers, attorneys, vendors and insurance agents. Take a deep breath and know that our professional team is overseeing, protecting and improving the financial side of your business.
A) Are you in the Destin, Fort Walton Beach, or Sandestin areas? Let us exponentially improve your cash flow and help you avoid an earth-shattering cash crisis. Our cash management service allows you to gain security and become proactive with all of your cash needs. It is integral to maintain good relationships with creditors and banks, we can prepare a cash flow projection to help you regulate short-term and long-term cash management goals and capital strategies customized to your business’s needs.
B) Get that much needed help obtaining an appropriate line of credit and help gaining the maximum rate of return on your idle cash. We also provide effective cash collection acceleration techniques and effective collection and payment policies. Our professional accountants and consultants are experienced, responsive, objective and proactive.
A) A solid grasp of your business’s economic value is one of the most important topics to understand as a business owner. Often discretionary, business valuation can likely be an area that requires the most qualified and objective professionals in your corner throughout the process.
B) We understand the complications of negotiating mergers, consideration of new shareholders, shareholder equity, liability dispute resolution, estate planning and marital dissolution. This is the time to hire a Destin-local professional to ensure you come out on top. Our accounting experts offer customized approaches to your business valuation process. We work closely with you to analyze your historical financial data and operations. This knowledge of your business will enable us to provide you with a concise, logical, fully documented and defensible valuation opinion.
A) Your Strategic Business Plan is a key tool in obtaining financing because it helps clarify your business’s path by ensuring that all management and staff are focused on the end game. You may want to implement a strategic plan if you are considering expansion of your organization, products or services or if you are considering starting an entirely new business venture.
B) The Strategic Plan provides a business blueprint, it describes your company, your products, the competitive environment, your management team, your financial health and all the risks associated with your particular business.
C) We can help you develop comprehensive marketing plans which include explanations and justifications of your targeted promotional campaigns, including implementation timelines. This gives you insight on current market conditions, sales potential and the projected outcome of your promotional campaigns.
D) Developing staffing, management and financial plans can help you identify the key players, implementation timelines, startup costs, operating costs and revenue profits of your business.
E) The perspective acquired through your Strategic Business Plan can make a considerable contribution to your company’s overall success, and it can also help you get you the necessary funding you need. We can help arm you with a powerful Strategic Business Plan that will launch your business to the level of success you desire.
A) If you are considering owning your own business in the Destin area, we know you are probably overwhelmed with a mixture of excitement and anxiety. We can help you develop the methodical plan of action required to facilitate your new business’s success. We can also help you avoid some common pitfalls new small business owners often make when starting a new business without professional guidance.
B) Let us help you determine your start-up capital requirements, identify funding sources, prepare your new business plan and clarify your marketing objective, marketing plans and financial needs. We can customize a plan that matches your new business’s objectives by evaluating the accounting approach best suited for you.
C) We can also take the confusion out of:
1. Billing & collection needs
2. Cost control techniques
3. Tax deductions
4. Preparation & filing of necessary business permits
5. Preparation & filing of your application for your Federal Employer Identification Number (FEIN)
6. Payroll questions & concerns
7. State of Florida employment law compliance
8. Business insurance needs
D) Start your business off right by hiring one of our professional accountants or consultants to help you continue dreaming of success while we help you steer your business to prosperity.
A) Owning your own business and considering retirement can flood your mind with questions. Because family dynamics can often be wrought with emotions, hiring a professional team with an objective perspective could be exceedingly advantageous for your succession considerations.
B) Development and implementation of a well-constructed succession plan is integral to the survival of a family business from one generation to another. Whether you are going to keep your business in the family or sell, we can help you consider the advantages and disadvantages of each option.
C) Transitional tax burden considerations also need to be carefully weighed since taxes are generally due upon transfer of ownership. We can help alleviate your stress over these matters by providing competent and professional guidance for all of your succession planning issues and needs.
Taxes & I.R.S. Services
We are your one-stop shop for the financial management of your business. From small businesses to massive corporations, our team will ensure your business’s finances are handled efficiently and effectively. We will help guide your personal financial strategy through savings, estate planning and much more. Find peace in knowing your finances are working for you to help create a better future for you and your family.
A) Tax planning is an important consideration for you and your business. Let our professional staff of dedicated accountants and consultants create financial peace of mind. Our focus is on minimizing your tax liability and maximizing your assets. We can ensure that your short- and long-term goals are advantageously accomplished.
B)Tax codes are constantly changing and can be increasingly more complex. Our staff is constantly researching new developments in tax laws, allowing you the certainty you need and the tax savings you want.
C) We are dedicated to proactively communicating with your entire financial team including bankers, attorneys and financial advisors, allowing us to maximize your tax advantages.
D)For competent and thorough tax planning and tax preparation services, hire our professional team to help you sort out your affairs.
A) We understand the complications of navigating the legislative landscape, we are dedicated to providing you with the support you need to guarantee compliance with tax laws. We ensure the accuracy of your tax data and help our clients realize and reduce your tax burden.
We can prepare your tax returns and file the appropriate tax forms for you. We offer tax preparation services for:
1. Individuals
2. LLPs & LLCs
3. Partnerships
4. Corporations
5. Non-Profit Corporations
6. Cooperatives
7. Condos & HOAs
8. Estates, Trusts & Gifts
B) Our professional accountants and consultants are experienced and objective.
C) Whether you are filing personal or business taxes, our professional staff provides you competent and relevant tax return preparation and planning services. We also file electronically so you will get any refunds more quickly.
A) Tax planning and tax preparation can present its own set of particular challenges for non-profit organizations. You may have concerns about complex reporting requirements and specialized tax laws. You do not have to navigate these waters alone, the professional accountants and consultants at our firm understand these obstacles and can help your organization meet all your tax compliance and reporting needs.
B) We provide local and comprehensive accounting and tax services to all types of non-profit organizations in and around Destin, Florida.
We can help you by:
1. Preparing & filing the 990 & 990T tax forms
2. Completing & filing non-profit status application
3. Preparing necessary start-up paperwork
4. Development of cost allocations
5. Employee benefit plans support
6. Creating, implicating & maintaining accounting systems
7. Consulting & instruction on accounting systems
C) Our professional accountants and consultants are experienced and objective, they recognize the invaluable role of non-profit organizations in our local beach and inland communities. We are committed to helping your organization operate in a cost-effective and highly efficient manner.
A) Periodically you may need someone to audit your business operations and establish if you have the necessary safeguards in place to protect you and your business from issues dealing with employee theft, fraud and embezzlement.
B) Let us evaluate your system of checks and balances to minimize errors in your accounting records. We can help you create more effectiveness and efficiency in operations across the board. If you are in the Destin area and are considering hiring a professional accountant or consultant for your business’s specific controls, let us help you by:
1. Implementing error reduction techniques into your company’s work environment so you can safeguard all transactions
2. Ensuring all transactions are appropriately authorized
3. Creating certainty that your records are routinely reviewed and reconciled
4. Providing employees with appropriate training and guidance
5. Documenting policies and procedures and making them accessible to employees
A) Litigation support involves the evaluation of possible economic damage to you and your business as a result of pending litigation. Our professional accountants, consultants and support staff can help create a sense of calm by effectively and efficiently compiling and preparing your information to help alleviate your potential economic loss.
B) We can provide you with a successful litigation strategy to clarify these complicated financial issues. During the litigation process, you will need credible and comprehensive assistance to evaluate and quantify any claims of economic damage.
C) Our professional accountants and consultants specialize in:
1. Pre-Litigation consulting & assistance
2. Document preparation, discovery assistance & exhibit development
3. Fact assessment & issue relevance
4. Trial preparation services
5. Rebuttal advice
6. Case assessment & settlement negotiation assistance
7. Assessment of damages, losses, earnings, profits, disputes & business value
8. Financial analysis & calculations
A) You may have concerns about the complexities and requirements of specialized tax laws. The professional accountants and consultants at our firm understand these obstacles and can help your organization meet all your tax problem resolution needs.
B) The most important step after receiving a letter of notice from the IRS is to respond immediately. Let our professional and experienced team take the stress out of dealing with such time-consuming matters. We can deal directly with local, state and federal tax authorities for you.
We specialize in:
1. Business Services
2. Tax Debt Resolution
3. Tax Audits & Tax Examinations
4. Installment Plans
5. Offers in Compromise
C) Creating economic security is fundamental for your future personal and your business’s financial health. Our competent accountants review your particular situation and develop a strategy to resolve your IRS tax issues.
A) Honestly, nothing seems quite as daunting or terrifying as finding out you are being audited by the IRS. Audits can be long and complicated processes, distracting you from truly the important things, your family and your business. Let us collect all of your records and information and take this burden off your plate. A deep understanding of tax law is a requirement in dealing directly with the IRS. Our trained professionals have years of experience with these complex laws and we consistently research the tax codes that are constantly changing and becoming increasingly more obscure. Our staff is always researching new developments in tax laws, allowing you the certainty you need and the tax representation you deserve. By outsourcing IRS tax representation, you have the security of knowing you will never have to face the IRS alone.
B) IRS auditors are rigorous in their examination process of your tax return. Being proactive and compliant are integral elements in your tax bill outcome. Avoid that burdensome tax bill by allowing us to represent you and explain all of your rights to you.
A) The IRS possesses extremely powerful and sophisticated computer technology that stringently analyzes your tax returns. Non-filed tax returns can result in prosecution and possible imprisonment. Needless to say, these are serious matters that require professional and experienced accountants on your side.
B) Our professional accountants and consultants are experienced and objective. Whether you are facing non-filed returns personally or pertaining to your business taxes, our professional and proactive staff provides you competent representation so you can relax and focus on your life.
C) We can help you understand your entitlements and deal directly with the IRS for a comprehensively more desirable outcome. Realistically in these situations, you are likely to owe taxes, interests and penalties but we can help alleviate a lot of that burden with the knowledge and experience of professionals that have your best interests in mind.
A) Do not let the burdens of back owed taxes keep you up at night. Our professionals will provide you with a comprehensive plan to confront your tax issues head on. Taxes, interest and penalties can add up rather quickly, but we can help you by creating a plan that will get you caught up without causing you financial despair.
B) Unfortunately, in our current tax system, back owed tax scenarios like this are all too common and many individuals find themselves paddling against the overwhelming current of debt. If you are inundated with debt due to back taxes owed to the IRS, hire a professional to help.
C) Our professional accountants and consultants are experienced and objective. Whether you are facing back taxes personally or pertaining to your business taxes, our knowledgeable and proactive staff provides you competent representation so you can relax and focus on your life.
A) We understand that you may sometimes get behind on paying your payroll taxes. However, the IRS can be especially aggressive while pursuing payroll tax issues. The strict penalties can be much more burdensome than your average tax issue since payroll taxes are considered to be trust fund taxes. This is the money that is withheld from your employees’ wages (federal and state income tax, Social Security and Medicare taxes) by your business and held in trust until paid to the Treasury.
B) You do not have to navigate this confusing legislative landscape alone, let our professionals do it for you. Our experienced and dedicated accountants can analyze your situation and prevent the IRS from taking away what matters most—your financial security.
C) To ensure the future of your business, it is imperative to avoid an unnecessary accumulation of payroll tax liabilities. We can search all of the current methods of providing you penalty and interest relief. Acting quickly to answer all IRS inquiries is paramount in your outcome. This is the time to hire a certified public accountant to reason with the IRS.
A) According to the IRS, a federal tax lien is the government’s legal claim against your property when you neglect or fail to pay a tax debt. The lien protects the government’s interest in all your property, including real estate, personal property and financial assets. Federal Tax Liens can create a lot of stress and worry and not paying your personal and business taxes can result in hefty fines and
asset seizure. Since real estate is the most seized asset, your home and business could take the full brunt of the IRS’s force.
B) These pesky liens can hinder your borrowing power by showing up on your credit report, forcing you into subprime loans. Arm and align yourself with a competent and professional team of certified public accountants to help satisfy and release your tax liens.
C) We understand these complicated issues and can ease those worries with competent and local expertise that can help you resolve these burdensome tax issues. We can evaluate your case and provide you with the answers you need.
A) The IRS levy is an extremely effective tool used to make you immediately understand the severity of your tax situation. According to the IRS, an IRS levy permits the legal seizure of your property to satisfy a tax debt. It can garnish wages, take money in your bank or other financial accounts, seize and sell your vehicle(s), real estate and other personal property. IRS levies can complicate and possibly even destroy your life.
B) The IRS has the power to seize your:
1. Checking Accounts
2. Cars/Trucks
3. Stocks
4. Bonds
5. Boats
6. Paychecks & Wages
7. Even Social Security Benefits
C) The IRS will seek every avenue to get the money they are owed. This can be intense and intimidating to go through alone. Our professional certified public accountants are knowledgeable, proactive and often able to get these levies released so you can move on with your life.
A) We understand that life keeps us busy and that sometimes we overlook a bill that gets lost in the mail pile. If you have found yourself in the position of receiving an IRS bill titled “Final Notice of Intent to Levy and Notice of Your Right to A Hearing”, you need to hire an experienced certified public accountant team to help you resolve your tax issues.
B) Our professionals will provide you with a comprehensive plan to confront your wage garnishment issues head on. While you will most likely have to satisfy all or a portion of your debt with the IRS, we can help erase the possibility of financial destruction as a result.
C) Do not let the IRS take your hard-earned paychecks. With a team to represent your case, you will not end up paying excessively. We can help get you a payment plan that works for you.
A) An IRS Seizure is the process of enforcing the tax levy. It is another method of taking your assets. Instead of your wages, the new focus is on your cars and your home. Seizures generally happen after a long period of ignoring the IRS’s attempts of contacting you.
B) The IRS will seize your home and cars and sale your interest in them, often at a fraction of what they are worth. According to the IRS, money from the sale pays for the cost of seizing and selling the property and, finally, your tax debt.
C) By choosing professional management, you have a liaison to help you communicate with the IRS. There are many ways to satisfy the IRS and our knowledgeable and experienced accountants understand how to navigate this complex dilemma. We will work on appeals and seizure release options to help you.
A) An Offer in Compromise is a program that allows you to resolve a tax debt by convincing the IRS to accept less than the full amount owed. If you feel there has been an error and you should not be liable for the amount of taxes owed, or if you are experiencing financial difficulties that are preventing you from paying your tax debt, submitting an Offer in Compromise to the IRS might be the right solution.
B) This program allows you to settle your tax debts for significantly less than what is owed, sometimes entirely eliminating the taxes you owe. There is no minimum preset that the IRS will accept. The IRS will examine the offer you submit with the help of our certified public accountants, who are dedicated to settling your tax problems.
A) For those that do not qualify for the Offer in Compromise program, there are other options to consider. A Payment Plan could help give you some flexibility by paying your debt to the IRS in installments. However, like a line of credit, there are penalties and interest charges tacked onto outstanding balances. Let the experienced accountants at our firm help get you caught up and back on your feet.
B) Did you know?
1. You may be eligible to apply for an online payment agreement.
2. Even if you are ineligible for an online payment agreement, you can still pay in installments.
3. Small Businesses with employees can apply for an in-Business Trust Fund Express installment agreement.
C) We can help you understand your complicated tax situation and payment or installment plan. We will explain to you the agreement you have made with the IRS and how to avoid default.
A) Innocent Spouse Relief is an option for those who are married and filed joint tax returns. According to the IRS, when couples choose to file jointly, both taxpayers are jointly and severally liable for the tax burden associated with their joint return, even if they decide to divorce after the return is filed. However, in some cases, a spouse can get relief from this joint and several liability.
B) This tax debt relief option is available to spouses who have clearly been the victims of fraud committed by the other spouse. The IRS has many conditions that must be met in order to qualify for this program. Let our trained professionals help guide you through this complex process. We can help take away some of that worry by representing your case and dealing with the IRS for you. You can be assured that your documentation and relief options are prepared properly, aligning you for the best possible outcome.
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